Net Worth Calculator

Knowing your net worth 

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is a great first step for deciding where to go next. Find out your net worth now in a few easy steps.
The information you enter will not be shared, used for marketing purposes, or identifiable as yours personally. 
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Net worth is the difference between what you own (your assets) and what you owe (your liabilities)

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0%
0%

Assets: 
Anything you own that has monetary value.

Use the sliders or enter the value for each asset type below (if you don’t know the exact amount, you can estimate). If you don’t own a given asset, leave it set to $0.

Checking, savings, and other cash accounts

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Investment accounts

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Individual and employer-sponsored retirement plans

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Annuities and tax-deferred products

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Education accounts

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Employer stock awards

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Other deferred compensation plans

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Primary residence

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Other real estate

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Personal property

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Vehicles

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Business entities

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Cash/Account value of certain insurance policies

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Total assets:  $0

Examples include 401(k), 403(b), 457(b), money purchase, and traditional or Roth IRAs

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Enter the amount of your current account balances

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Examples include fixed or indexed annuities, and Health Savings Accounts

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Examples include 529 plans, custodial accounts (UGMA/UTMA), and Coverdell ESA

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Examples include stock options, stock purchase plans, Restricted Stock, Stock Appreciation Rights, and Phantom stock

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Examples include pensions and Keogh plans

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Use the current market value. You can check online real estate sites to help determine this number

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Examples include a vacation home, commercial real estate, and rental properties

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Examples include the current value of collectibles, antiques, and jewelry

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Examples include cars, boats, motorcycles, RVs, ATVs, etc. Use the current market value. You can use an online price guide for help determining this number

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Use the current value of the business

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This includes the cash or account value of permanent life insurance policies such as whole or universal life, if that amount is eligible for surrender

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Examples include stocks, bonds, and variable annuities

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50%

Liabilities:
Any financial debt or obligation that will need to be paid in the future.

Use the sliders or enter the value for each liability type below (if you don’t know the exact amount, you can estimate). If you don’t own a given asset, leave it set to $0.

Mortgage- primary residence

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Mortgage- other real estate

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Lines of credit

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Vehicle loans

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Business loans and other securities-based loans

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Credit card debt

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Personal loans

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Student loans

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Other debt

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Total liabilities:  $0

Use the total amount still owed on the mortgage

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Examples include lines of credit against homes or investments

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Use the total amount still owed on all cars, boats, motorcycles, RVs, ATVs, etc.

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Securities-based lines of credit are borrowed against the value of stocks, bonds, and other assets in your non-retirement investment portfolio

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Include the total amount owed to friends, family, and payday lenders

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Include the total amount owed on all loans (not monthly payment amount)

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Examples include medical bills, overdue utility, tax, rent or other bills

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Include debt and interest amounts from all open credit cards

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100%

Your Net Worth

Assets: 0

Liabilities: 0

Your current net worth is:

0

 
Your net worth is just a first step.  From here, you can chart a course to your short- and long-term financial goals.  Get started with some of our expert content.
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